Xoom: Send Money & Transfer

4.8 Finance Updated January 7th, 2026

Xoom: Send Money & Transfer icon
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Let's dive into the world of Xoom: Send Money & Transfer, an app that's been making waves in the realm of international money transfers. As someone who frequently deals with sending money overseas, I decided to give Xoom a spin and see if it lives up to the hype.

Getting Started with Xoom

First things first, setting up Xoom: Send Money & Transfer was a breeze. The app is available for both Android and iOS, so no worries there. After downloading, the registration process was straightforward. You just need to enter some basic details, and you're good to go!

One thing that caught my eye was the user-friendly interface. The app layout is clean and intuitive, making it easy for anyone, even if you're not tech-savvy, to navigate through the options. Sending money is as simple as selecting your recipient, entering the amount, and hitting send. The app provides real-time exchange rates, which is a big plus for anyone keeping an eye on the market fluctuations.

Features That Stand Out

What makes Xoom stand out are its features. You can send money to over 130 countries, which covers pretty much anywhere you might need to send money. Plus, the app gives several delivery options like bank deposits, cash pickups, or even home delivery in some locations. This flexibility is a lifesaver when you need to cater to different needs.

Another highlight is the speed of transactions. Most of my transfers were completed within minutes, which is fantastic when you're in a time crunch. And, of course, security is paramount here. Xoom employs encryption to keep your transactions safe, so you can rest easy knowing your money is in good hands.

Why Consider Xoom?

Using Xoom is a no-brainer if you need to send money internationally. Its competitive exchange rates mean you get more bang for your buck, and the low transaction fees are a welcome relief compared to traditional banks. The app also supports bill payments and mobile reloads, adding to its versatility.

Moreover, the customer support team is responsive and helpful, which is crucial if you run into any snags during your transactions. I reached out with a query and got a prompt and satisfactory response, which is always a confidence booster.

In conclusion, if you're looking for a reliable, fast, and secure way to transfer money globally, give Xoom a try. It's a handy app that simplifies the process, saves you time, and ensures your funds reach their destination safely. Happy transferring!

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Screenshots

Xoom: Send Money & Transfer screenshot
Xoom: Send Money & Transfer screenshot
Xoom: Send Money & Transfer screenshot
Xoom: Send Money & Transfer screenshot
Xoom: Send Money & Transfer screenshot
Xoom: Send Money & Transfer screenshot
Xoom: Send Money & Transfer screenshot

Download

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Pros

  • Fast international transfers
  • User-friendly interface
  • Competitive exchange rates
  • Secure transactions
  • Wide network coverage

Cons

  • High fees for small amounts
  • Limited customer support
  • Occasional app crashes
  • Verification process can be slow
  • Limited countries supported

FAQ Xoom: Send Money & Transfer

What is Xoom and how does it work?

Xoom is a digital money transfer service that allows users to send money, pay bills, and reload phones worldwide, using just a smartphone or computer. To use Xoom, you need to create an account, link a funding source such as a bank account or credit card, and then follow the steps to complete your desired transaction. It offers convenience and speed, making it easier to manage international transfers.

Is Xoom safe to use for money transfers?

Yes, Xoom is considered safe as it employs advanced security measures to protect user information and transactions. It is a service owned by PayPal, which adds an additional layer of trust and security. Xoom uses encryption and fraud monitoring to ensure that your money and data remain secure throughout the transaction process.

What are the fees associated with using Xoom?

Xoom charges fees based on the transaction type, amount, and destination country. These fees can vary, and it's important to review them before completing a transaction. Typically, fees are higher when using a credit card compared to a bank transfer. Xoom provides a cost estimator on their website or app to help users understand the fees involved before making a transfer.

How long does it take for a transaction to be completed through Xoom?

Transaction times with Xoom can vary depending on several factors, including the destination country and the payment method used. In many cases, transfers are completed within minutes, especially when using a debit or credit card. However, bank transfers might take longer, possibly a few business days. Xoom provides estimated delivery times during the transaction process.

Can I cancel a transaction once it’s been initiated on Xoom?

Yes, you can cancel a transaction on Xoom, but only if it hasn't been completed yet. To cancel, you need to log into your Xoom account, go to the transaction history, and select the transaction you'd like to cancel. Follow the prompts to complete the cancellation. If the transaction has already been processed, you may need to contact Xoom's customer service for further assistance.